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RCOT Insurance Policy Webinar (Policy Update 2025)

Watch our videos to understand your RCOT Insurance Policy better

Insurance cover that supports you every day

We've got your back.

Our members have professional indemnity cover of up to £10 million on a loss occurring basis. Student members also have cover when on placement in the UK or in the country you live (except for USA and Canada) when working under the supervision of a qualified occupational therapist.   

One of the things that makes our insurance policy so unique is that our scope of practice for occupational therapy is so broad. It also covers you as an individual whenever you practice as an OT − all day, every day. This means whether you’re paid or not.  

Our videos below cover everything you'd want to know about RCOT's insurance policy. 

RCOT Insurance: Who it covers, how it works and why we need it 

 

 

What does RCOT insurance cover? 

 

Unsure if the RCOT insurance covers you for a specific activity?  

Download our worksheet (DOCX, 72KB)

Please fill this worksheet. If you have: 

  • successfully completed the worksheet 

  • still think the activity / intervention in question might be excluded, and 

  • think you would benefit from a discussion, 

submit your completed worksheet to [email protected] and arrange a discussion with the Professional Advisory Service. 

Coverage amount, frequent queries – endorsements 

 

Work outside of your habitual residence location 

 

Additional insurance outside of RCOT Policy